Renter’s Insurance

We want to help you feel secure that your apartment is protected with the right renter’s insurance in Saginaw, MI. Our team will guide you through the coverage options to best fit your needs.

Renters Insurance

Personal Property

Covers your personal property in the event of a loss caused by common perils, including fire, smoke, theft, water damage, vandalism, and more.

Additional Living Expense

Covers you and members of your immediate family living with you for living expenses, over your usual expenses, when your home is uninhabitable because of a covered loss.

Personal Liability

Covers you and members of your immediate family living with you against lawsuits arising from bodily injury and property damage as well as the cost of legal defense.

Optional Coverages

Special Personal Property Coverage—Provides broader coverage than the base policy by covering additional causes of loss to personal possessions.

Scheduled Personal Property Coverage

Items such as jewelry, recreational vehicles and watercraft can be scheduled on the policy.

Personal Property Replacement Cost

Renter’s insurance provides “new for old” coverage

Example: You have a 10-year-old couch damaged in a fire. The base policy pays the value of a 10-year-old couch. Personal Property Replacement Cost pays the amount to purchase a new couch.

Bundle Your Rener’s Insurance with Auto Insurance to Save

When we quote your renter’s insurance in Saginaw, MI, we can provide a quote on your auto insurance for further savings. Adding an umbrella policy  and life insurance policy can offer even bigger discounts to your home and auto insurance while providing more insurance liability protection for you. Our team is here to provide you with the best coverage and the lowest price because we do shopping for you as an independent agent. Discounts are something we look for on your behalf when creating a renter’s insurance program to meet all your insurance needs because we understand that saving money is important to you.