Garage Liability Coverages

Our Auto Mechanics general liability Insurance in Saginaw, MI, provides broad coverage for all your business needs.

  • Broad Form Products & Completed Operations – Mechanics Errors and Omissions
  • Personal Injury
  • Drive Other Cars Coverage

Garage Keepers

Provides physical damage coverage to vehicles that are in your care, custody, or control, such as customers’ vehicles that are in for repair.

•  Garage Keepers Coverage

•  Coverage for customers’ personal property

Auto Mechanics Insurance

Property

Provides physical damage coverage for your building and business personal property, such as tools, equipment, and computers with commercial insurance in Saginaw, MI.

  • Business Income and Extra Expense
  • Employee Tools
  • Pollutant Cleanup & Removal

Workers Compensation

Workers compensation insurance in Saginaw, MI, provides your employees income and medical coverage if they are involved in a work-related injury or illness. The business owner is also protected with employer’s liability. If your injured employee or their family sues your business, it provides coverage for your legal costs. Work comp benefits provide coverage to help:

•  Cover their medical care

•  Replace most of their lost wages while recovering

•  Pay for funeral expense

Who Needs Garage Keepers Insurance?

Any business that fixes or otherwise operates on a customer vehicle should consider a garage keepers policy as part of their auto mechanics insurance program. While not an exhaustive list, these are some businesses that should consider the coverage:

  • Auto Body Shops

  • Auto Repair Shops

  • Tow Truck Operators

  • Auto Glass Installers

  • Oil Change Services

  • Car Detail & Cleaning Businesses

  • Emissions Testing Sites

  • Interior Restoration Companies

  • Service Stations

Any garage operations where customers vehicles are stored on site for any length of time should consider garage keepers legal liability coverage to protect their shop.