Managing insurance can feel overwhelming—especially when you’re juggling multiple policies for your home and vehicles. That’s why many individuals and families in Saginaw and Bay City, MI are choosing to bundle their home and auto insurance. It’s a practical way to save money, streamline coverage, and work with a local agency you trust. What Does…
Lowering insurance premiums can be achieved with a combination of strategic planning, understanding your coverage needs, and making informed decisions about your policy and lifestyle. Insurance companies determine premiums based on various factors, including your risk profile, coverage type, and claims history. By taking proactive steps, you can reduce your costs without compromising on necessary…
Auto insurance is a necessity for every driver, and in the state of Michigan, it operates under a unique set of rules and regulations. Whether you’re a lifelong resident or a newcomer to the Great Lakes State, understanding how Michigan auto insurance works is crucial for responsible driving and financial security. In this blog post,…
Michigan’s MCCA refunds are on their way to Michigan auto insurance consumers. The changes made by Michigan Auto Reform Law resulted in a large surplus in the current MCCA Fund, the law requires a refund to consumers of the surplus. The refunds are due to cost savings in the new auto insurance law, which has…
Michigan Auto Insurance Reform 2021 Most of the Michigan no-fault auto insurance reform law took effect on July 2, 2020. The next phase will take effect on July 1, 2021. What is changing? Medical fee schedule—On July 1, 2021, Michigan will institute a new medical fee schedule to cap how much insurance carriers are required…
What Are The Different Types of Car Insurance? Auto insurance helps you stay protected in case you’re in an accident or something happens to your car. If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. Here…
Protecting Your Small Business – Auto Repair Shop Insurance Changing oil. Rotating tires. Replacing brake pads. You do whatever it takes to keep your customers on the road. But what would happen if a car caught fire in your shop, or a pipe burst in your office space? We know you’re great at fixing things,…
Navigating the Changes of Auto Reform Michigan auto reform went into effect July 2, 2020. You now have more choices when it comes to your coverage selections for your personal injury protection (PIP). Michigan’s new insurance laws allow you to select your insurance coverages according to your needs. We recommend you review your options with…
Motorcycle Safety: We Want To Help You Rest Easy & Ride Safely New gear? Update your policy. Your motorcycle policy may or may not cover the first $3000 in custom parts and equipment. Though you don’t have to list the items, Future recommends that you annually review your accessory inventory to ensure you have adequate…