Over the last couple of years, insurance seems different. Some areas have seen premium increases, and some lines of business have found it harder to get the same coverage previously available. A few insurance companies have even left states that they found unprofitable. We call this scenario a “Hard Market.” And it affects all of…
Timing is everything when it comes to workers’ compensation. Whether you’re an employer or an employee, understanding the significance of reporting an injury and making a claim can make a difference in navigating the system. From ensuring proper medical care to claim resolution, here’s why prompt reporting is key for Michigan workers’ compensation claims. Preservation…
Starting and running a successful business is a challenging endeavor that requires careful planning and risk management. While entrepreneurs often focus on protecting their physical assets, they might overlook the financial consequences of unexpected events like natural disasters, accidents, or pandemics. This is where Business Income Insurance comes into play. Business Income Insurance, also known…
In an increasingly digital world, businesses of all sizes are more reliant on technology than ever before. While this reliance on technology has undoubtedly brought numerous benefits, it has also exposed companies to a new set of risks. Cyberattacks, data breaches, and other digital threats can cripple a business’s operations and reputation, not to mention…
Meet with an independent insurance agent A commercial independent insurance agent knows your business and your needs. The reason this is first on our list is because of all the advantages that working with an independent agent provides business owners. To name a few: Local support from somebody you know. If you need to file a…
Planning and hard work got your business this far. Shopping for small business insurance should be easy, because you have other things like deadlines, materials and employees to worry about, however sometimes it’s a challenge. Protect what you have and find the right insurance for your small business with steps recommended by the U.S. Small Business…
A home inventory is an important tool to prepare you for loss to your property. By inventorying what you have in your home, you can easily report what you’ve lost. Below we have outlined some tips on how to make one that works best for you. What is a home inventory? A home inventory…
The Cold is Setting in; 5 Tips to Keep Warm As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. MAKE AN EMERGENCY KIT Build your home…
Who Needs Life Insurance? Life insurance is one of those things that many people know they should probably have, but they don’t make it a priority. If your spouse, children or a loved one depend on you financially it’s time to move it to the top of your “to do” list. Getting life insurance can…