Helping You Manage Risk and Control Cost

Our goal is to assist you in reducing risk to prevent loss with contractors liability insurance because this will lower costs and financially protect your business. We will support you with resources to create a safe work environment and offer loss control services to improve your safety program.

Coverage for Contractors Liability Insurance

Commercial Property

Coverage for your building and the things you use to conduct business, so you can focus on you business operations.

General Liability

Protects your contracting business from lawsuits resulting from injuries or property damage.

Business Auto

Auto liability and physical damage coverage options for vehicles used for contracting operations.

Workers Compensation

Workers compensation insurance provides your employees income and medical coverage if they are involved in a work-related injury or illness.

Other Coverages

• Contractors tools
• Inland Marine
• Installation coverage
• Business Income
• Employee Practice Liability

Can an independent contractor be held liable for damages?

Independent contractors can held liable for damages and sued, because just like any business owner. You would have to pay out of pocket for defense in court and pay for damages if found negligent. But with a general liability insurance policy, those expenses are covered.

You can get your own general liability policy by purchasing contractor’s liability insurance from your insurance provider and a certificate of insurance can be provided to show a client you are insured.