Many small-business owners assume that if they don’t sell online, they don’t need to worry about cyber security. Why would hackers target a small business? We’ll give you two reasons: Every business stores valuable personal information. Small businesses are easy targets since most don’t think they need to worry about cyber security. Here are…
Many tenants do not have their own renters insurance policy. Either they underestimate the value of the things they own or they assume the landlord’s policy will cover them. A landlords insurance does not protect a renters property or provide them with liability. By requiring renters to obtain their own insurance, landlords can protect their…
Homeowners nationwide face increased home insurance bills regardless of their company. If your home insurance renewal is higher than the last year, you’re not alone. What is causing this cost increase? Rebuilding is more expensive now than when you purchased your policy due to the rise in construction costs. This is not because you changed…
The Cold is Setting in; 5 Tips to Keep Warm As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. MAKE AN EMERGENCY KIT Build your home…
Who Needs Life Insurance? Life insurance is one of those things that many people know they should probably have, but they don’t make it a priority. If your spouse, children or a loved one depend on you financially it’s time to move it to the top of your “to do” list. Getting life insurance can…
What is Your Home Worth? According to the National Home Builders Association, “lumber prices have skyrocketed more than 300% since last spring, causing the average price of a new single-family home to increase by nearly $36,000. Similarly, the average price of a new multifamily home has increased by nearly $13,000 over the same period.” Reduced…
Michigan Auto Insurance Reform 2021 Most of the Michigan no-fault auto insurance reform law took effect on July 2, 2020. The next phase will take effect on July 1, 2021. What is changing? Medical fee schedule—On July 1, 2021, Michigan will institute a new medical fee schedule to cap how much insurance carriers are required…
Boat Insurance: What do you need to know? When investing in something as expensive as a boat, you need to make sure it’s well protected. Boat insurance can be confusing to say the least. There are a few things to understand about boat insurance when shopping for coverage. #1: Boat coverage on a homeowners policy.…
What Are The Different Types of Car Insurance? Auto insurance helps you stay protected in case you’re in an accident or something happens to your car. If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. Here…
Protecting Your Small Business – Auto Repair Shop Insurance Changing oil. Rotating tires. Replacing brake pads. You do whatever it takes to keep your customers on the road. But what would happen if a car caught fire in your shop, or a pipe burst in your office space? We know you’re great at fixing things,…