As a contractor, you understand the importance of meticulous planning, skilled execution, and a strong work ethic to deliver successful projects for your clients. However, in the fast-paced world of construction and contracting, unforeseen events can disrupt even the most well-laid plans. Whether it’s property damage, bodily injuries, or legal liabilities, the risks faced by…
Life is unpredictable, and while we may not like to think about it, unexpected events can and do happen. This is where life insurance comes into play – a financial tool designed to protect your loved ones and secure their future in the face of adversity. In this blog post, we will delve into the…
Meet with an independent insurance agent A commercial independent insurance agent knows your business and your needs. The reason this is first on our list is because of all the advantages that working with an independent agent provides business owners. To name a few: Local support from somebody you know. If you need to file a…
Planning and hard work got your business this far. Shopping for small business insurance should be easy, because you have other things like deadlines, materials and employees to worry about, however sometimes it’s a challenge. Protect what you have and find the right insurance for your small business with steps recommended by the U.S. Small Business…
A home inventory is an important tool to prepare you for loss to your property. By inventorying what you have in your home, you can easily report what you’ve lost. Below we have outlined some tips on how to make one that works best for you. What is a home inventory? A home inventory…
Life insurance is important because it provides financial support to your loved ones in the event of your death. Have you ever asked yourself this important question? “How will my loved ones manage financially if something were to happen to me?” Life insurance can provide money for a variety of needs your family may have.…
Contractors Insurance: Coverages You Need to Consider Licensing requirements and insurance coverages can be overwhelming for new or experienced contractors. Here are some insurance coverages you should consider. General Liability Insurance for Contractors General liability insurance for contractors provides coverage for bodily injuries and property damage resulting from your products, services or operations. If a…
Many small-business owners assume that if they don’t sell online, they don’t need to worry about cyber security. Why would hackers target a small business? We’ll give you two reasons: Every business stores valuable personal information. Small businesses are easy targets since most don’t think they need to worry about cyber security. Here are…
Many tenants do not have their own renters insurance policy. Either they underestimate the value of the things they own or they assume the landlord’s policy will cover them. A landlords insurance does not protect a renters property or provide them with liability. By requiring renters to obtain their own insurance, landlords can protect their…
Homeowners nationwide face increased home insurance bills regardless of their company. If your home insurance renewal is higher than the last year, you’re not alone. What is causing this cost increase? Rebuilding is more expensive now than when you purchased your policy due to the rise in construction costs. This is not because you changed…