A home inventory is an important tool to prepare you for loss to your property. By inventorying what you have in your home, you can easily report what you’ve lost. Below we have outlined some tips on how to make one that works best for you. What is a home inventory? A home inventory…
Life insurance is important because it provides financial support to your loved ones in the event of your death. Have you ever asked yourself this important question? “How will my loved ones manage financially if something were to happen to me?” Life insurance can provide money for a variety of needs your family may have.…
Contractors Insurance: Coverages You Need to Consider Licensing requirements and insurance coverages can be overwhelming for new or experienced contractors. Here are some insurance coverages you should consider. General Liability Insurance for Contractors General liability insurance for contractors provides coverage for bodily injuries and property damage resulting from your products, services or operations. If a…
Many small-business owners assume that if they don’t sell online, they don’t need to worry about cyber security. Why would hackers target a small business? We’ll give you two reasons: Every business stores valuable personal information. Small businesses are easy targets since most don’t think they need to worry about cyber security. Here are…
Many tenants do not have their own renters insurance policy. Either they underestimate the value of the things they own or they assume the landlord’s policy will cover them. A landlords insurance does not protect a renters property or provide them with liability. By requiring renters to obtain their own insurance, landlords can protect their…
Homeowners nationwide face increased home insurance bills regardless of their company. If your home insurance renewal is higher than the last year, you’re not alone. What is causing this cost increase? Rebuilding is more expensive now than when you purchased your policy due to the rise in construction costs. This is not because you changed…
The Cold is Setting in; 5 Tips to Keep Warm As temperatures drop and winter takes hold in many parts of the country, now is a good time to prepare for the winter chill and to be reminded of how to stay safe during spells of cold weather. MAKE AN EMERGENCY KIT Build your home…
Who Needs Life Insurance? Life insurance is one of those things that many people know they should probably have, but they don’t make it a priority. If your spouse, children or a loved one depend on you financially it’s time to move it to the top of your “to do” list. Getting life insurance can…
What is Your Home Worth? According to the National Home Builders Association, “lumber prices have skyrocketed more than 300% since last spring, causing the average price of a new single-family home to increase by nearly $36,000. Similarly, the average price of a new multifamily home has increased by nearly $13,000 over the same period.” Reduced…
Michigan Auto Insurance Reform 2021 Most of the Michigan no-fault auto insurance reform law took effect on July 2, 2020. The next phase will take effect on July 1, 2021. What is changing? Medical fee schedule—On July 1, 2021, Michigan will institute a new medical fee schedule to cap how much insurance carriers are required…