Boat Insurance: What do you need to know? When investing in something as expensive as a boat, you need to make sure it’s well protected. Boat insurance can be confusing to say the least. There are a few things to understand about boat insurance when shopping for coverage. #1: Boat coverage on a homeowners policy.…
What Are The Different Types of Car Insurance? Auto insurance helps you stay protected in case you’re in an accident or something happens to your car. If you’re shopping for auto coverage, knowing the different types of auto insurance and their coverages is an important step in getting the policy that’s right for you. Here…
Protecting Your Small Business – Auto Repair Shop Insurance Changing oil. Rotating tires. Replacing brake pads. You do whatever it takes to keep your customers on the road. But what would happen if a car caught fire in your shop, or a pipe burst in your office space? We know you’re great at fixing things,…
What Insurance Does a Food Truck Need? Businesses that commonly need food truck insurance include: Mobile food trucks, lunch trucks, catering trucks, concession trucks, vending trucks, ice cream trucks and restaurants with food truck or food trailer operations. Food trailer insurance costs varies because food truck businesses, and the risks they pose, also vary There…
Cyber Liability Insurance Cybersecurity is crucial for keeping company and customer data safe. You don’t have to look far for news stories about companies, large and small, losing money due to phishing scams or other cybersecurity breaches. No business is immune from these attacks. Even without the financial toll, these attacks can sometimes devastate a…
Fall Prevention Tips for Healthcare Facilities Slips, trips and falls are risks at every business. In fact, falls are the third leading cause of unintentional injury-related death in the United States. Given the startling statistic that one in four Americans aged 65+ falls each year, working with seniors increases your organization’s fall exposures. Without a…
Workers Compensation for Self-Employed Businesses Workers comp for self-employed business owners protects your employees and your business from work-related accidents, illnesses, and even death. Every state carries individual requirements that employers have insurance to cover medical costs and lost wages for workers who are injured or become ill on the job. If you don’t carry…
Floods: What You Need To Know Even small amounts of flooding can wreak havoc on your wallet. According to the NFIP (National Flood Insurance Program), it only takes one foot of water to cause upwards of $27,000 in damages to a 1,000-square foot home. If you think a regular homeowners insurance policy covers losses caused…
Navigating the Changes of Auto Reform Michigan auto reform went into effect July 2, 2020. You now have more choices when it comes to your coverage selections for your personal injury protection (PIP). Michigan’s new insurance laws allow you to select your insurance coverages according to your needs. We recommend you review your options with…
Insuring Your Home For The Right Amount Depending on the age and condition of your home, calculating the insurance value or reconstruction cost, can be a complicated process. This provides you with information to better understand the valuation process. What is reconstruction cost? Reconstruction cost, or replacement cost, is the cost to hire a contractor…